Important Legal and Regulatory Information
The contents of this website are communicated by, and the property of, P-Solve Investments Limited (“P-Solve”) which is authorised and regulated in the United Kingdom by the Financial Services Authority (“FSA”) and part of the Punter Southall Group of Companies. The other jurisdictions in which P-Solve’s offices are located are as listed in the “Contact” page of the P-Solve website and P-Solve adheres to all relevant legal and regulatory constraints governing its global operations.
Agreement governing accessing, visiting or using P-Solve’s website
By accessing the information, visiting, or using the P-Solve website (“this Site”), you are implicitly agreeing to be bound by all terms and conditions contained and/or referenced herein. If you do not agree, you should not access the information, visit or use this Site. In particular, you acknowledge that this Site is intended solely for the provision of information to, and the consideration of, professional clients such as institutional investors and intermediaries and that the content must not be relied upon by retail clients. In the United Kingdom, this website is only directed to "professional clients" within the meaning of the Financial Services and Markets Act 2000. If you are outside the United Kingdom, this website is not directed at you if we are prohibited by any law of any jurisdiction from making the information on this site available to you and is not intended for any use that would be contrary to local law or regulation.
Content
None of the information provided in this site (“the Content”) is intended to constitute an offer, solicitation or recommendation to acquire or dispose of any investment or to engage in any other transaction and must not be relied upon in connection with any investment decision. This Site is not directed at or intended for publication or distribution to any person in any jurisdiction where doing so would result in contravention of any applicable laws or regulations. Products or services mentioned on this site are subject to legal and regulatory requirements in applicable jurisdictions and may not be available in all jurisdictions. While the information is believed to be accurate, no reliance should be placed upon it and it should not be considered to constitute investment advice nor is it presented as suitable for your specific investment needs.
Exclusion of liability
It is the responsibility of the individual user to consider his or her legal and regulatory position in the relevant jurisdiction, the risks associated with trading such products and to ensure that the use of the Content and the subsequent making of any investment does not contravene any such restrictions or applicable laws and regulations of any jurisdiction. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific security, index, report, opinion, advice or other Content. This does not exclude or restrict any duty or liability that P-Solve has to its professional clients under the Financial Services and Markets Act 2000 (as amended from time to time) or any other regulatory system under the laws of applicable jurisdictions.
P-Solve, its subsidiaries, associated entities including other Punter Southall group companies, directors, employees, representatives or suppliers will not be liable, on any grounds whatsoever, contractually or not, for any direct or indirect damage that may arise as the result of it being possible or impossible to gain access to this Site, the accessing, visiting or use of this Site and/or the information provided, the sending, or receiving of information via this Site and/or the operation or non-operation of this Site, except in the event of intentional or serious blame on its part. The information contained on this site, including any third party data is published in good faith and we believe the information is accurate at the time of publication but no representation or warranty, express or implied, is made by P-Solve or by any companies within the Punter Southall Group as to its accuracy or completeness and it should not be relied on as such.
P-Solve shall therefore have no liability, save for any liability that P-Solve may have under the UK Financial Services and Markets Act 2000, for any loss or damage arising out of the use or reliance on the information provided including without limitation, any loss of profit or any other damage, direct or consequential. Nor will P-Solve, its subsidiaries, associated entities including other Punter Southall group companies, directors, employees, representatives or suppliers be, under any circumstances, liable for any corruption or garbling of data that may occur as the result of technical problems (e.g. transmission errors, technical failures, breakdowns, intervention of third parties, etc.) and/or for any damage or loss relating to software or hardware that is the result of any virus, defect or malfunction in relation to access or use of the Site.
No information on this site constitutes investment, tax, legal or any other advice. Where graphical representations or data contain projections or forecasts, please note that these forecasted matters are only the view of P-Solve, and are based on certain assumptions which may vary without notice. P-Solve will make every effort to update and review this Site on a periodic basis. However P-Solve does not accept any obligation to update the information provided, nor to correct any possible errors within any stated period and retains the right to remove or modify information without prior notification.
These general terms and conditions are subject to change and if any are found by any court or competent authority to be illegal, unlawful or unenforceable, then the reminder of the general terms and conditions shall continue to be valid and enforceable to the fullest extent permitted by law.
Privacy and Data Protection
All information or data sent to P-Solve via this Site, by email or in any other way connected with consulting this Site will be handled in accordance with statutory and regulatory requirements. As a visitor to, or person using, this Site, you hereby agree that P-Solve and its relevant associated entities may record, retain and process any personal data that relates to you for the following purposes: the management of P-Solve clients, including new business prospects, management of the contractual relationship, the prevention of irregularities, generating statistics and tests and for marketing purposes for relevant financial products and services. We may ask you to provide your name and personal contact details if you wish to access our tools and models via this Site. Access to personal data gathered via this Site is restricted to those persons who require this data in order to carry out their duties. You also agree that this data may be passed on to all entities associated with P-Solve for the same purposes or to other persons in order to comply with any statutory obligation or in the event of legal interests. You also agree with such notification should the receiving person or entity be located outside the European Union, regardless of whether an adequate level of protection can be guaranteed for personal data in the country of receipt.
P-Solve Investments Limited is registered with the Data Protection Commissioner to hold personal data. You have the right, at any time, to access and correct your personal information and privacy preferences or request to be removed from our mailing lists by writing to us at P-Solve, 126 Jermyn Street, London SW1Y 4UJ.
Electronic mail (email)
P-Solve provides the option of contact via electronic mail. However, given the limitations regarding the reliability of sending and receiving emails, as well as the accuracy and security of email traffic, P-Solve cannot be held liable for any loss or damage arising as a consequence of queries that are not received, confirmed or processed, or as the result of the fact that your emails may be intercepted by third parties. As a result, you are advised not to send any sensitive information via email since it may not be secure. However, if you choose to do so, it is at your own risk.
Intellectual property rights and Confidentiality
The information and data in this Site is protected by intellectual property rights, including copyright and brand rights where relevant, and is owned or arranged by P-Solve and its associated entities. This information and data must be displayed and printed off solely for your personal, non-commercial use, on condition that you make no modifications to the intellectual property rights or otherwise make deletions therein. You agree not to disseminate, reproduce or sell this information and data or in any way make it available for third parties in any form or by any means whatsoever without P-Solve’s express prior written consent. Links to this Site should not be inserted without P-Solve’s prior written consent.
Applicable legislation and jurisdiction in law
Access, visiting or use of this Site and the General Terms and Conditions are governed by and will be interpreted in accordance with United Kingdom legislation. The United Kingdom courts shall have sole jurisdiction regarding any dispute in this regard, notwithstanding the fact that P-Solve may choose another Court that has jurisdiction regarding a similar dispute in accordance with an applicable item of legislation.
Investments
It is recommended that you seek appropriate professional advice before making any investment decision. The value of investments and the income from them can go down as well as up and investors may not get back the amount invested. Fluctuations in exchange rates may have a positive or an adverse effect on the value of the financial instruments. Past performance is not necessarily a guide to future returns.
Derivatives and Models
P-Solve's Risk Management Solutions business provides derivative solutions and advice. Financial derivatives are not suitable for all investors. Losses may be substantial and may exceed the amount invested.
P-Solve provides various models that allow users to input data, which is used to calculate various forms of risk. In no way does P-Solve warrant the accuracy or validity of the models or calculations nor are such models or calculations to be relied upon in any way. The models are for information purposes only and rely on the completeness of the data inputted by users of the site. By using the model function on this site you warrant that you do not intend to rely on any such model or calculations and that P-Solve will not be liable for any loss or damage arising out of the use or reliance on such.
USA
Please note that not all of the funds, products or services described on this website are available in all jurisdictions. In particular, the information herein, unless specifically indicated otherwise, does not constitute an offer to sell or the solicitation of any offer to buy securities in the United States of America to, or for the benefit of, United States persons (being residents of the United States of America or partnerships or corporations organised under the laws of the United States of America or any state, territory or possession thereof). P-Solve is not registered under the USA Investment Company Act of 1940. Interests in P-Solve funds are not registered under the USA Securities Act 1933 and, therefore cannot be offered for sale in the USA, its territories, possessions or protectorates under its jurisdiction, nor to nationals, citizens or residents in any of those areas.